We are a leader of household and commercial property risks.
The speciality is in the non-standard sector. For residential property the risks would include unoccupied properties (including building works) and let properties for which the Syndicate has model wordings to support these classes. For commercial property the risks would include licensed premises and the leisure industry. We also underwrite affinity household business, Mid Net Worth household policies, SME (light commercial) and small property schemes.
Risks are predominantly written by the syndicate under binding authorities in Lloyd’s although risks can also be accepted in the open market. Majority of the risks would be sited in the UK although the footprint extends to Western Europe.